Best-In-Class Credit Card Processing for High-Risk & Standard-Risk B2B Merchants

As a B2B wholesaler serving smoke shops, vape retailers, CBD distributors, novelty stores, and other specialty merchants, you need a payment partner who understands your risk profile—and knows how to get you approved. MJ Wholesale has partnered with Card Network, a market leader in high-risk merchant services, to bring you:

Why MJ Wholesale + Card Network?

• High-Risk Expertise: Specialized underwriting for industries like cannabis accessories, vape products, hemp derivatives, and more—so you get approved where others say “no.”
• Competitive Rates: Transparent, volume-based pricing for standard-risk merchants—no hidden fees or surprise surcharges.
• PCI-Compliant & Secure: End-to-end encryption, tokenization, and full compliance with the latest data-security standards.
• Fast & Streamlined Onboarding: Complete your merchant application in minutes, with approvals often in 24–48 hours.
• Dedicated B2B Support: 24/7 U.S.-based team that speaks your language and understands wholesale cash flows.
• Omnichannel Flexibility: In-store terminals, mobile POS, virtual terminal, and seamless eCommerce integration.

How It Works

1. Apply Online: Fill out our streamlined B2B merchant form (below).
2. Get Approved: Specialized high-risk team reviews and underwrites your account.
3. Integrate & Go Live: Connect via API, plug-and-play terminal, or virtual gateway.
4. Process Payments: Accept all major cards, ACH, digital wallets—anywhere your business operates.
5. Ongoing Optimization: Quarterly rate reviews and proactive account monitoring to keep fees low.

Who Should Apply?

Whether you’re classified as high-risk (smoke shop, vape, CBD, hemp, novelty) or standard-risk, our dual-track pricing and underwriting ensure you get the best-fit solution:

Ready to Get Started?

Complete this form and our B2B payments team will reach out within one business day to tailor your solution and get you processing fast.